Joshua turned 10 today. I can't believe I have a child that has hit the double digits!! We had a surprise party for him tonight. Jack took the boys to the NHL fan fair and then came home a little while. That gave Jenna and I time to run to get the cake and all the other things and clean house. Jack took garbage and then to Walmart and when Josh came home, there were several people waiting for him. The look on his face was priceless. He was totally surprised!! We told him that the neighbor needed to use our driveway, so when he walked in and saw everyone, he just stood there like a deer in the head light!! We invited some adults and kids that have been an influence on his life over the last 10 years. I think he had more fun playing football with all the boys more than anything. Happy 10th Birthday, Joshua,.....we love you!!! (pictures to come later)
Saturday, January 29, 2011
Wednesday, January 26, 2011
Sickness and Stuff.......
Everyone is sick.....EVERYONE!! Church is full of sick people, school is full of sick people. I read on face book of someone else who got sick, and the list just keeps adding on. I've been working all week because teachers are out sick......so it has me worried.....really worried. My kids have not been sick (thank you God) but I'm so worried they are going to get sick. If they get a stomach virus, you just have to let that run it's course. If they get the flu, strep, or anything else things will be bad. Tuesday we will have no insurance and that makes we worried. No matter how much I Lysol the house, no matter how much I wash their hands, I can't protect them from everything. I try not to think about it, but every time I hear of someone sick, it comes back!!
And with that, we have no news. Jack had two interviews two weeks ago. One with a "real" company, one with a contract company that was going to send him to a very good company (and we hoped he would eventually get a permanent position). After following up with them last week they both said we should know something Monday of this week. Now it's Wednesday and we still haven't heard from either one. I think that in cases like these no news is not good news. Thus we have started the roller coaster ride of emotions.
Posted by Jennifer at 1:19 PM 2 comments
Monday, January 24, 2011
The Newest TV Star????
We may be the newest TV star. Have you ever seen the show hoarders? Well, we might be on the next episode.....seriously!! All of us have a hard time turning down anything that is free. Jack has been blessed tremendously at work since he was the last two go. We're having a surprise party this weekend and I had to get the house cleaned!! We did buy a small storage shed, but the problem is it will probably take weeks to get that up.....so I did the next best thing....hide everything!! With the exception of the refrigerator in Jenna's room, I succeeded but I found out tonight Jack has more things. I'm not exactly sure where I could hide anything else. In fact, my closet is SO FULL, that I went into the bathroom Saturday and cried!! I'm not sure how I'll even get the clothes I need. Jenna's closet is also floor to ceiling full. I'm so embarrassed I can't even take a picture. I was gone last night, but Jack told me our small group might have a yard sale to help get the 1K for the emergency fund, and I'll be excited to sell some of this stuff and make some money. (although some of this stuff is more valuable and will have to go on CL). In the meantime, if you see me on the show, you can pretend you don't know me!!
Posted by Jennifer at 2:09 PM 2 comments
Labels: house
Thursday, January 20, 2011
Baby Steps.....
Our church started small groups on Sunday night again. I do love small groups as you get to know people better, however, I'm not sure how I'm going to like this class. First of all we had to pay $99 to take it.....ouch, ouch, ouch! That's quite a lot of money. Secondly, it is Financial Peace University by Dave Ramsey. I've listened to Dave a few times on the radio, but I have to admit I feel at times he can be a little harsh on these people who are desperately seeking help. Maybe that's me sympathizing with their pain and him just saying it "as it is".
I keep wondering how we can have "financial peace" when Jack is losing his job. How can you have peace when there is no income coming in, or if there is, it is significantly lower than you have now? I do have peace that we have money put away, but what if we deplete that fund? Class one homework was to make a budget. How can I really make a budget when I don't know what we have coming in?
Dave does a lot of baby steps. One of the baby steps is to have $1k in the bank for your "emergency fund" (check, thankfully we have that). One of the other baby steps later down (I think it is 4, 5 or 6) is to have 3-6 months of savings saved up. (check, we have that). At this point I should be feeling pretty good about the class, but it's all the other stuff having me worried. Will I EVER be able to go shopping again without feeling guilty about it? If I find some clothing for 75% off for any of us, will I have to pass it up? What if I want a girls night out? Do I have to tell them "sorry....there's not enough in the budget this month....please wait until April 1st when a new month starts?"
Jack and I charge EVERYTHING, but we pay EVERYTHING off every month. (and earn rewards for it) Still, this is a big no no with Dave. I must admit, I don't fully agree with him about cutting them up. What if I want to reserve a hotel room, or book a flight? I am NOT giving them my ATM card for that!! From what I heard, Dave does not even agree with a credit card even if you pay it off each month. I am not sure how I will handle an "all cash basis". I guess I have to rob from our grocery fund if our gas fund runs out. I agree we have gotten slack about running through the drive thru and not tracking where our money really goes (even though we write down all our receipts to verify them) but I honestly dread going to an envelope system!!
And the idea of a lower income or no income at all scares me. How do we cut any more corners? We don't have cable, we take our own garbage, I won't get my haircut, Jack cuts the boys hair, I use coupons, I shop for bargains and the list could go on......I'm not sure what else we could cut at this time to make ends meet.
So stay tuned to see how well I adjust to this new system and what Dave Ramsey teaches me!! I know Jack is fully on board.....I'm just a little further behind at this point.
Posted by Jennifer at 5:19 PM 5 comments
Wednesday, January 19, 2011
New Colors
Posted by Jennifer at 8:19 AM 6 comments
Labels: house
Tuesday, January 18, 2011
More from Jacob
The other night I think I needed a "mommy time out", but instead, I got another dose of laughter from Jacob.
ME: Jacob, would you please quit wallering all over my rug.
Jacob: Mom, I'm not wallering.
Jacob: (a few seconds later) Mom, what does wallering mean?
I'm not even sure if wallering is a real word. It didn't come up on my spell check, but it's a word my mom used to use a lot!!
Posted by Jennifer at 4:40 AM 2 comments
Labels: Jacob
Saturday, January 15, 2011
Jacob, the cold, and our discussions!!
Posted by Jennifer at 11:14 AM 1 comments
Labels: Jacob
Thursday, January 13, 2011
It feels like Christmas
Posted by Jennifer at 6:06 AM 1 comments
Labels: house
Saturday, January 8, 2011
Blessings in the down times......
Posted by Jennifer at 4:42 PM 1 comments
Monday, January 3, 2011
Mom and Josh time
Posted by Jennifer at 1:18 PM 2 comments
Labels: Joshua